Welcome to Ask the Fed®, a free program covering the latest financial and regulatory
developments for the senior banking officials and boards of directors. Ask the Fed® consists of
monthly conference calls that feature Fed experts and guest speakers on top banking issues of the day,
with time at the end for questions and comments.
Ask the Fed® is a program of the Federal Reserve for senior officials of state member banks,
bank holding companies, savings and loan holding companies, and state bank commissioners. Use of the presentation materials,
including audio recording of a presentation, is strictly prohibited except by written permission of the Federal Reserve Bank
of St. Louis. The opinions expressed in the presentations are statements of the speaker's opinion, are intended only for informational
purposes, and are not formal opinions of, nor binding on, the Federal Reserve Bank of St. Louis, or the
Board of Governors of the Federal Reserve System. Each participant is responsible for its own business, financial, investment or credit decisions.